Wage Investor August 2021 Investment Portfolio Tracker

Leading into the month of August 2021 there have been some large upswings in investments. I have not contributed much in the way of investing this month due to paying off some more university fees. Having a cash buffer has also been helpful when unexpected fees have arisen. If you want to get a hold of your budgeting as well, make sure you read the following Wemoney review.

Building on the portfolio from July 2021, I added to the ETF balance within my Pearler Account. I chose to continue investing in the long term assets with a refocus on the US tech industry. This month, I focused on learning about Saas, debt recycling and micro-investments. I opened up my own account with Spaceship and Raiz micro-investing app to see which micro-investing broker was the best. Finally, I uncovered some key tips for improving website traffic through Search Engine Optimisation.

Goals August 2021

Given the funds to other areas, I reached my goal to achieve an overall portfolio value of $19,000 by August 2021. The new target for the Super Hero account is to reach $18,000 by the end of September. I would also aim to achieve an investment of $1,500 for the month of September.

Superhero Account

The Super Hero portfolio had about an 8% increase on the previous month as the market performed better. I used the distribution paid from the NDQ shares to continue investing in the tech sector. I took advantage of the free brokerage into the US shares to buy a small amount of Tesla shares. I would like to continue to invest a small amount into US stocks on the Super Hero platform. This is to ensure that I can continue to grow the share portfolio outside of just the shares listed on the ASX.

Pearler ETFs

Firstly, I decided to branch out from the VAS shares to acquires some shares in NDQ. I already own NDQ on Super Hero but would eventually like to transfer the ETF’s across to the Pearler account. Secondly, I would like to purchase some more ETFs in international markets. By diversifying across markets I can limit the downside risk. Thirdly, I am still resting at 3% of my target goal to reach a portfolio value of $100,000 in 5 years. There is an opportunity to invest in the Pearler EFTs during the month of September.

Cryptocurrency – Coinbase

An area that I am learning more about is the world of cryptocurrency. Coinbase offers investors a cheap and easy way to begin trading in the crypto market. With many different digital assets to choose it provides a great selection. I have recently explored the learn and earn function within the Coinbase website. This allows you to watch a short 1-minute module and complete a quiz question to earn from free cryptocurrencies. Within the space of 20 minutes! I had completed the modules and earned $40 worth of digital assets. Once you have signed up you need to make your first purchase before being entitled to $10 of Bitcoin. To signup and start investing with Coinbase you can sign up directly with the Coinbase Sign up. Alternatively, for more information on investing in cryptocurrency, you can read the cryptocurrency review.

Looking Ahead

Next month, I will aim to invest some more into cryptocurrency when the market isn’t so high. For ETFs, I would like to reach the 4% mark. Super Hero I’m aiming to get to the $18,000 mark. To achieve these goals will require some work which is difficult considering a university placement is due. However, I would like to find some extra time over the month to continue to build the investment portfolio and reach the monthly goals.